For insurers eager to introduce new products, maintaining rates, rules, and forms is a complex and labor-intensive process. Many use ISO, NCCI, and state bureaus as resources to help them stay on top of loss cost trends, new product forms, and regulatory changes. However, state filing and acceptance are often bottlenecks in rolling out new products. In this session, Missouri Employers Mutual will share how they overcame these challenges, implemented a system, and expedited their state expansion—all in 12 months. They will highlight their experience and approach for introducing a product into new markets and getting to market fast, while remaining compliant.